CIBIL score matters!

Your Credit Report and CIBIL TransUnion Score is the most important indicator of your financial discipline and Credit Eligibility.

Increase your Chances !

Lenders are keen to provide loans and credit cards to disciplined consumers who have a high credit score and a healthy credit history..

Loans Rejected?

Please keep in mind that 80% of Lending Financial Institutions across India look for a minimum CIBIL TransUnion Score of 750.


Read 10 Secrets


Who Uses Credit Clear?


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How we work

Credit Rating Improvement Tips

Tip 1

Make timely payments on your loan EMIs and credit card dues.

Tip 2

Keep your balances low.

Tip 3

Maintain a healthy mix of secured and unsecured loans

Tip 4

Apply for new credit in moderation.

Tip 5

Review your CIBIL Report frequently to ensure it accurately reflects your current financial credit status – this avoids unpleasant surprises. Monitor the loan accounts for which you have stood as a ‘Guarantor’, Monitor your co-signed, joint accounts monthly.

What is in my Credit Report?

A sample to show how Banks evaluate your Credit History


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